TAX-DEFERRED ACCUMULATION

Investment products that offer "tax deferral" provide favorable tax treatment for your personal or business income. (Tax deferral means your investment growth/return is not taxed until actually withdrawn.) This calculator can help you determine how a tax-deferred investment can grow in comparison to an investment in which earnings are taxable as received. The difference illustrates the effect tax-deferred investments may have on the growth of your investment.

Disclaimer

Securities and Investment Advisory Services offered through M Holdings Securities, Inc., a registered broker dealer and Investment Advisor, member FINRA / SIPC.
Peter M. Williams & Company is independently owned and operated.

Peter M. Williams & Company is a member firm of M Financial Group. Please go to mfin.com/DisclosureStatement.htm for further details regarding this relationship.

Investment amount: Enter the lump sum amount you plan to invest.	$
Number of years invested: Enter the number of years you will keep the money invested.
Marginal income tax rate: Your federal income tax rate will be 15, 25, 28, 33 or 35 percent. For more information consult schedule 1040 instructions or IRS Publication 17.	%
Annual investment growth rate before taxes: Enter the annual before-tax percentage rate you expect your investment to earn. (The calculator assumes 6 percent and the maximum value is 12 percent.)	%